Lost ATM? Hell, due to moving between provinces, cities, districts I’ve had to open nearly half a dozen individual bank accounts. I’d be happy to lose some cards. I almost felt superstitious and left a knock on wood remark then remembered my ATM card I actually use anymore has long since been bled dry.
Best part was dealing with Bank of China and trying to have my account moved from Inner Mongolia to Beijing. At last after several visits and many a long line waited in I was told I’d have to take the 12 hour slow sleeper train to the original branch in I.M. to change it.